The major milestone in a romantic relationship is buying engagement and wedding ring sets. Buying engagement wedding ring sets is considered as a financial commitment as well. The task seems very confusing especially when it comes to buying one that falls within your budget. The overwhelming hunt for diamonds made way to have so many choices for diamond rings in the market.
Here are some step-by-step tips for buying the much wanted engagement and wedding ring set.
Decide on the Centerpiece Stone
Every engagement ring comes with a prominent centerpiece stone. Deciding on the shape of the centerpiece stone is the first step to be taken in selecting an engagement ring. The centerpiece can even be a gemstone that comes in many shapes.
Understand the 4 C’s
Deciding on the 4 C’s – cut, color, clarity and carat of the stone – that directly affects the price of the ring is your next step. Leading gemstone laboratories certify and grade diamonds and the certified pieces can be assured authentic and of quality.
Cut – Certain number of facets has to be present in a diamond’s cut for every shape. Also, they must be cut correctly along with the right proportions.
Clarity- It ranges from Flawless (FL) to Included (I) when the diamond is viewed under 10x magnification. The in-between grades are Very Very Slightly Included (VVS), Very Slightly Included (VS) and Slightly Included (SI).
Carat – A single decimal point in carat weight can make very significant changes in the price of the stones. For a full-carat weight, the prices are high.
There are no grading scales for gemstones like diamonds. So, focus more on the color saturation and hardness of the stone while buying one since soft stones can break and shatter easily. Vibrant colors demand higher prices in the market.
Choose Your Metal and Setting
Popular metal for engagement ring is white gold which is less expensive than platinum, but offers a similar sheen. It is one among the hardest metal choice and demands a higher price. Rose gold, which is a mixture of copper and gold, is another good choice and much on the trend. Do researches on the different styles of setting the centerpiece after selecting the metal type.
Decide on Details
Take decisions like whether you want to add any side stones or other design elements to give a much more personalized look for your ring.
Purchase a Ring Insurance
Take an insurance policy for your engagement ring to protect it against damage or theft as it is an expensive investment. You can add an umbrella policy that covers valuables if you have a homeowner’s policy. For this, you will have to appraise your wedding ring. Talk and get help from an insurance provider to inquire about the specific coverage they recommend.